No Subscription Fees

Bank and Policy is a fully open-access scholarly journal that provides free, immediate, and unrestricted access to all published content for readers worldwide. No subscription fees, access charges, or paywalls are applied under any circumstances.

The Journal does not operate any subscription-based model. It does not sell subscriptions, does not collect subscription payments, and does not distribute printed issues through international, commercial, or institutional subscription channels.

All articles are primarily disseminated in digital (PDF) format and may be shared electronically for academic and research purposes.

Printed copies of published issues may be made available only to local authors upon explicit request, strictly for academic or personal use. This limited practice does not constitute a subscription service, and no fees are charged for providing printed copies.

Advertising and Subscription Policy

Bank and Policy is a strictly academic, non-commercial, open-access journal.
The Journal does not engage in advertising, sponsorship, endorsements, or promotional activities of any kind.

No advertising content is hosted, solicited, or published, either in print or online formats. The Journal does not accept commercial banners, sponsored messages, or third-party promotional materials.

No Advertising Policy

The Journal maintains full editorial and institutional independence from all forms of commercial influence.

There are:

• no advertising spaces,
• no sponsored content,
• no product or service promotions
  associated with the Journal.

Authors are strictly prohibited from including advertising material, promotional language, commercial references, or marketing-oriented messages in their manuscripts.